$0 Down + $6,000 in Buyer Incentives! This 4-bedroom, 2.5-bath, 1,916 sq. ft. home in Pine Valley is 100% USDA eligible, meaning qualified buyers can purchase with no down payment. Plus, receive $6,000 in savings—$4,000 from the seller and $2,000 from the preferred lender—to use toward lowering your interest rate for smaller monthly payments or applying toward closing costs. Built in 2024 and better than new, this move-in ready home features an open-concept layout with a spacious family room, dining area, and stylish kitchen with granite countertops, oversized island, and stainless steel appliances. Upstairs, you’ll find the private owner’s suite with a walk-in closet and bath, three additional bedrooms, upstairs laundry, and plenty of storage. Enjoy your large, fenced backyard and access to Pine Valley’s amenities, including a pool, pickleball, clubhouse, and playground—all for just $44/month HOA. Conveniently located near major highways, new shopping and dining. Act now to take advantage of $0 down financing + $6,000 in savings!